
‘A double failure’
Flooded areas left with hundreds of crucial flood defences in poor condition.
Home » Unequal support for flooding victims

In a new report, the Environmental Audit Committee has warned that, more than a decade on from attempted reform, many communities still don’t know who is responsible for managing flood risk where they live.
The cross-party Committee of MPs has warned flood recovery in the UK is too fragmented, and has recommended a single national flood reporting and information service to prevent homes and livelihoods being exposed.
The absence of a single point of national accountability is undermining trust, delaying response and obstructing long-term planning, the report says.
These concerns come as MPs warn that the overall system for managing flooding is fragmented and reactive. Without funding for long-term resilience, communities are left exposed.
Flooding is one of the most severe impacts of climate change for the UK, with an estimated 6.3 million properties are currently at risk.
Around two-thirds of England is now considered ‘floodable’ under certain conditions.
The cost of physical damage from flooding is expected to rise from an estimated £2.4 billion to £3.6 billion by 2050.
Surface water flooding, which occurs when heavy rainfall overwhelms drainage systems, is a growing problem; with 4.6 million properties at risk, it is now the most common source of flooding in England.
Yet the Committee finds that this issue is often underestimated and represents a ‘major gap’ in national flood resilience.
In its report, the Committee says flooding has ‘deep humanitarian consequences’. Some witnesses said repeated flooding had left them living in a ‘permanent state of anxiety’.
Flooding can fracture community life, disrupting communities from schools, healthcare and other essential services and leaving children’s education, play and wellbeing vulnerable.
The Committee found that funding for flood protection often prioritises areas with more properties, or those of a higher value.
Areas with fewer properties or those of lower value can struggle to secure funding, even if the risk of flooding is high.
The Committee recommends that the government’s new investment framework instead prioritise funding for communities most at risk from flooding and those who face ‘the greatest hardships and repeated flood events’.
It should incorporate factors such as deprivation, health inequalities, insurance exclusion and rural isolation in decision making, the report states.
‘Getting the right help when you’ve been flooded is a nightmare upon a nightmare for the households and businesses affected.
‘Yes, the system’s fragmented, but it’s also underfunded – and the government could change that by sending the flooding bill to the fossil fuel companies whose massive emissions are driving the climate crisis that is making flooding worse.
‘As part of this much-needed overhaul we need new polluter taxes to make fossil fuel companies – not flood victims – pay their fair share for flood protections and recovery.’
ELENA POLISANO
Head of Greenpeace UK’s climate justice campaign
Investment in solutions that manage water at the level of entire river catchments, widely recognised as essential, is inconsistent, the report says.
At the same time both new and existing properties lack measures designed to improve resilience. Protection, affordability and coverage of flood insurance is also an issue.
The issues have created a context in which public awareness of the risk of flooding is ‘dangerously low’, the Committee says. Too many people don’t understand the risks they face, how to respond to warnings or how to protect their homes, leaving lives and livelihoods exposed.
MPs have said a single, widely promoted national flood reporting and information service – offering a clear point of contact for all types of flooding and accessible to the public – is a ‘strategic necessity’. It should be implemented by government by March 2026 as a core component of its national flood strategy.
‘Councils are on the frontline of action in severe weather and play a vital role in keeping residents safe and informed, and supporting their recovery from flooding.
‘Successful flood and coastal erosion risk management requires increased cooperation and cross-border partnerships, and the Environment Agency and water companies need to factor in more frequent and senior engagement with local authorities into their business model immediately.
‘We need greater flexibility and transparency from government funding support schemes. Funding mechanisms designed for “once in every ten years” flooding events are not fit for purpose, and the financial pressures on local government have an impact on their ability to address issues such as flooding as much as they’d like.’
CLLR AROOJ SHAH
Chair of the LGA’s Neighbourhoods Committee
According to the Committee the local flood action groups that are indispensable to England’s resilience are undervalued.
One witness to the inquiry described taking on multiple roles coordinating and advocating for action alongside a full-time job, as no local agency was leading.
The Committee recommends that the government should establish a national framework for supporting these groups and co-design a major national flood awareness campaign with them.
‘I know from my own constituency that flooding devastates communities, rips away livelihoods and causes horrific economic and psychological damage. As my community tragically found out with the death of Maureen Gilbert, who drowned due to flooding from Storm Babet in 2023, flooding can pose a threat to life too.
‘The Government has made some welcome progress; record levels of investment are set to secure defences for thousands of vulnerable properties. But this problem is only growing. Much more still needs to be done.
‘Victims deserve better than being passed from agency to agency. When your house is on fire, you know exactly who to call and what to expect from them. That isn’t the case with flooding. The increasing frequency of flood events suggests we need to treat this like other domestic emergencies.
‘A single national line would be a helpful step towards helping flood victims feel that the state has their back, and that they are not alone when they feel most vulnerable. A national flood awareness campaign would help the public to understand that while they should not panic, they must also prepare.
‘Flooding investment also needs to be much more inclusive. This is not merely a problem for those in our society with higher value homes; those at the other end of the scale have just as much to lose and fewer assets to fall back on. Calculating where to invest crucial funding must take account of factors like deprivation, rural isolation and health inequalities if this money is to make a real difference.’
TOBY PERKINS, MP
Chair of the Environmental Audit Committee

Flooded areas left with hundreds of crucial flood defences in poor condition.

Independence Day flash flood tragedy in Texas caused estimated $18bn-22bn in total damage and economic loss.

Thousands of England’s flood defences in poor condition before Storm Babet hit.

Climate activists demand rapid system change as heatwaves, fires and floods hit home.

























Subscribe to our newsletter
Weekly ethical news, offers, comps and a free digital mag (quarterly) – what’s not to love?